ASB and Westpac have joined ANZ in lowering their mortgage serviceability test rates, following the Reserve Bank's recent cut in the Official Cash Rate (OCR). This means that banks are now assessing your ability to repay your home loans at slightly lower interest rate thresholds, potentially increasing the amount you can borrow.

More borrowing power for home buyers, equals a potential boost to the property market and all indicators are pointing towards some significa

An update from Director and Financial Adviser, Malcolm Knight

An update from our Director and Financial Adviser, Malcolm Knight

The Official Cash Rate has been hiked 75 basis points to 4.25 percent - the highest in more than a decade.

The latest insights from independent economist, Tony Alexander