The Government has announced several significant changes to KiwiSaver, aimed at increasing long-term savings and improving fiscal sustainability.

The past quarter (January - March 2025) presented a mixed landscape for KiwiSaver investors, largely influenced by global economic shifts and, notably, the impact of new US tariff policies. While the short-term saw some contractions, the longer-term outlook remains generally positive, and significant policy changes are on the horizon.

With the end of the KiwiSaver year fast approaching on June 30, 2025, now is the time to ensure you qualify for the maximum government contribution.

We recognise these fluctuations can be unsettling. However, we want to reassure you that market volatility is a natural part of the investment landscape. Historical data consistently demonstrates that markets tend to recover and experience long-term growth.

We continue to see so many clients in default funds that aren’t specific to their age and investment horizon, meaning they are...