First Home Buyers

Buying your first home is a big milestone, and it can feel overwhelming at times. We make the process clearer by helping you understand your options, prepare your finances, and choose a home loan structure that suits your goals.

Whether you’re just starting to save a deposit or you’re ready to buy, we’ll guide you through each step with practical advice and mortgage solutions tailored to your situation.

How We Help

We support first home buyers with:

Understanding how much you may be able to borrow.
Reviewing deposit options, including KiwiSaver and low-deposit lending.
Explaining the buying process in simple terms.
Comparing lenders and home loan structures.
Helping you prepare for pre-approval.
Making sure your loan is set up in a way that works now and into the future.

Our advice is designed to remove confusion and give you confidence as you move toward ownership.

What To Expect

Every first home buyer is different. Some clients already have a deposit saved, while others are still building toward their goal. Some need help understanding what banks look for, while others want guidance on how to make the most of their first home loan.

We’ll look at your income, expenses, deposit, goals, and timeline, then help you map out the best path forward. If you’re eligible for government support or special lending options, we can help you understand how these may apply.

Why Work With Us?

With access to major lenders and experience across a wide range of home lending situations, we help first home buyers make informed decisions. Our goal is to give you clear, relevant advice and help you secure lending that suits your unique circumstances.

We take the time to explain your options properly, so you can move ahead with more confidence and less stress.

Ready To Start?

If you’re thinking about buying your first home, now is a great time to get the right advice. Speak with Advice Knight today and take the next step toward owning your first home.

Get Expert
Advice Today

Purchasing your first home? Get in touch for a no-obligation chat to understand your borrowing power and deposit and loan options. We look forward to hearing from you.

Highly recommend. Know their stuff and always helpful. Anthony guided us through everything, I mean everything as a first home buyer. He gave us real word advice and tips but also went the extra mile. He made things simple for us and gave us confidence. Nearly 2 years later and he is an invaluable person to talk to. Helping with refixing and paying off our loan and helping with plans to be into the next home sooner. He has inspired me to change my thinking on money and always is available for questions too. Corinna and the rest of the team round out the service. Could not be where we are today without them. Highly recommend for any first home buyers to kick off a conversation - you might just be happily surprised. A big thank you.

Sunny Gajadhar