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News
The OCR Cut: What the 3% Official Cash Rate Means for Your Mortgage
The Reserve Bank of New Zealand (RBNZ) cut the Official Cash Rate (OCR) to 3% this week. This move, a 25 basis point reduction from the previous 3.25%, is a continuation of the RBNZ's strategy to stimulate the economy. This is a significant development for the New Zealand housing market and will have a direct impact on both current and aspiring homeowners.
Advice Knight
Aug 22, 2025
Named In The Top 20 Advisers In New Zealand
We are proud to announce that Malcolm has been recognised as one of the top mortgage advisers in New Zealand. Malcolm was named to NZ Adviser's prestigious "Top Advisers 2025" list, placing an impressive 17th out of 94 top-performing advisers across the country.
Advice Knight
Aug 21, 2025
We're Hiring!
We have an exciting opportunity to join our crew as our next Lending Manager! We are on the lookout for a talented individual to join our...
Advice Knight
Jun 16, 2025
Key KiwiSaver Policy Changes at a Glance (2025 Budget)
The Government has announced several significant changes to KiwiSaver, aimed at increasing long-term savings and improving fiscal sustainability.
Advice Knight
Jun 11, 2025
Market Update
The past quarter (January - March 2025) presented a mixed landscape for KiwiSaver investors, largely influenced by global economic shifts and, notably, the impact of new US tariff policies. While the short-term saw some contractions, the longer-term outlook remains generally positive, and significant policy changes are on the horizon.
Advice Knight
Jun 11, 2025
Maximise Your KiwiSaver Potential
With the end of the KiwiSaver year fast approaching on June 30, 2025, now is the time to ensure you qualify for the maximum government contribution.
Advice Knight
Jun 11, 2025
We have a new office!
n other exciting news, we have moved to new offices in Takapuna!
Advice Knight
Apr 12, 2025
Join us in welcoming two new team members!
We're excited to introduce TWO new members of our Advice Knight family - Nick Niblett, and Rebecca Lash!
Advice Knight
Apr 12, 2025
Purchasing a new electric vehicle? Making sustainable upgrades to your home? Make sure you explore the 0-1% Green Loans.
Green loans are an exciting opportunity to make environmentally friendly upgrades to your home or to purchase an electric vehicle at 0-1% interest rates.
Advice Knight
Apr 12, 2025
Trees that count
We’re not just about helping you grow your wealth - we're also committed to growing New Zealand's native forests. We're a proud partner with Trees That Count, an incredible initiative that's transforming our country's landscape one tree at a time.
Advice Knight
Apr 12, 2025
KiwiSaver Volatile? Stay the Course.
We recognise these fluctuations can be unsettling. However, we want to reassure you that market volatility is a natural part of the investment landscape. Historical data consistently demonstrates that markets tend to recover and experience long-term growth.
Advice Knight
Apr 12, 2025
How Does the OCR Change Affect Your Borrowing Power?
ASB and Westpac have joined ANZ in lowering their mortgage serviceability test rates, following the Reserve Bank's recent cut in the Official Cash Rate (OCR). This means that banks are now assessing your ability to repay your home loans at slightly lower interest rate thresholds, potentially increasing the amount you can borrow.
Advice Knight
Apr 12, 2025
Navigating Break Fees: Is Breaking Your Fixed Mortgage Term Worth It?
As interest rates continue to decline, you may find yourself weighing the pros and cons of your current fixed term and rate. One crucial aspect to understand is the concept of break fees. These fees, charged by lenders when you alter or end your fixed-rate mortgage term prematurely, can significantly impact your financial decisions.
Advice Knight
Apr 12, 2025
Market insights. Is now a good time to buy?
After a period of relative stillness, the winds of change are clearly blowing, bringing with them a renewed sense of activity in the housing market.
Advice Knight
Apr 12, 2025
Trees that count
We remain committed to supporting Trees that Count; donating trees with the support of our wonderful clients to give back to this special...
Advice Knight
Oct 30, 2024
KiwiSaver – is your fund getting what it should?
We continue to see so many clients in default funds that aren’t specific to their age and investment horizon, meaning they are...
Advice Knight
Oct 30, 2024
Is now a good time to purchase an investment property?
With declining interest rates, stable house prices, lower competition, the return of 100% interest deductibility from next year...
Advice Knight
Oct 30, 2024
How can you best manage declining interest rates?
Falling interest rates; the news we’ve all been waiting for! Here’s our tips for best managing a falling interest rate environment. ...
Advice Knight
Oct 30, 2024
What do the recent OCR announcements mean for you?
More borrowing power for home buyers, equals a potential boost to the property market and all indicators are pointing towards some significa
Advice Knight
Oct 30, 2024
October Update
We’re proud to announce some big changes to our business which has kept our small team extremely busy over the past few months!
Advice Knight
Oct 30, 2024
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